Gather Required Financial Models and Audited Inputs
Compile and verify the financial data required by debt underwriters, including historical cash flows, ARR schedules, and debt capacity models. Validate all historical customer churn figures, debt service coverage projections, and enterprise valuation metrics.
Assembling rigorously verified financial inputs establishes the empirical foundation for lender due diligence. It prevents delays and protects valuation credibility during formal credit committee reviews.
Deliver a complete folder of validated financial models, historical cash statements, cap tables, and revenue breakdowns. Ensure all figures reconcile perfectly across management accounts and statutory filings.
Five questions an expert would ask when reviewing your output
Use these to challenge assumptions, pressure-test your logic, and check the quality of this action's output in the context of the parent task and wider venture development.
- 1
What unverified revenue assumptions in your model pose the highest risk to your debt service coverage ratio?
- 2
How do your actual historical churn and retention figures compare against the projections provided to potential lenders?
- 3
Which historical cash flow anomalies have you normalised, and what evidence supports those adjustments?
- 4
What precise valuation triggers or warrant coverage terms are you assuming in your debt capacity calculations?
- 5
How robust is your accounting infrastructure to deliver monthly financial reporting required by prospective lenders?